Mission
To bring simple, honest money help to farmers, shopkeepers, and families in rural Bihar — in Darbhanga, Benipatti, and Patna.
हर गांव तक, हर परिवार तक — भरोसे के साथ।
KJM Foundation helps farmers, shopkeepers, and families in rural Bihar. Simple money help, close to home — in Darbhanga, Benipatti, and Patna.
Farmers. Shopkeepers. Families. If this sounds like you, you are exactly who we are here for.
Money for seeds, fertiliser, and tools — paid back after harvest.
Money for your shop, cart, or small business — simple and quick.
Support for self-help groups and family savings, together.
Money for farming. Money for your shop. Help when you need it most. Loans start once our approvals are complete — here is what we are building.
For seeds, fertiliser, and tools. Pay back after harvest.
For your shop, cart, or small business. Simple and quick.
For roof repair, water, and small home improvements.
Money lessons and group support for families in our village.
We have not started lending yet. These details will be filled in and made public once KJM Foundation completes its regulatory approvals — nothing here is a live offer.
A KJM team member will visit your village on a fixed weekly day — no travel, no queues.
Aadhaar, a photo, and a short conversation about your income — kept quick and straightforward.
We aim to respond within a few working days once our programmes are live.
Funds sent directly to your bank or handed over by your officer, with repayment on your terms.
We didn't want to build another bank. We wanted to build the trust a passbook used to carry. — Chandan Prasad Gupta, Director, KJM Foundation
KJM Foundation is a new, non-profit company. Our office is in Keoti Ranwe, Darbhanga, Bihar. We are here to help rural families with money — in Darbhanga, Benipatti, and Patna.
We are new, so we are going slowly and doing things right: honest terms, real people you can meet, and full legal approval before we start lending.
No long queues at a branch, once we are live.
Every rupee explained, in plain language.
Darbhanga, Benipatti, and Patna.
Proper approvals first, before any loans.
To bring simple, honest money help to farmers, shopkeepers, and families in rural Bihar — in Darbhanga, Benipatti, and Patna.
A Bihar where every family can get honest money help — where shops and farms can grow, and trust is built face to face, village by village.
Village-level shops and micro-businesses like this are exactly who KJM Foundation's planned micro-enterprise support is designed to reach.
All three photos above are real shops you've shared with us. Send more and we'll keep adding them here.
Leads the Foundation's governance and long-term direction, anchoring KJM's work in Darbhanga and the wider Bihar region.
Oversees day-to-day operations and programme rollout, building the systems that will bring KJM's services to rural households.
Leads community outreach and awareness, connecting villages across the region with KJM's mission as programmes come online.
KJM Foundation is in its early set-up stage. Share your details and our team will reach out as our village-level programmes come online.
KJM Foundation is incorporated as a Section 8 (non-profit) company under the Companies Act, 2013. Our Certificate of Incorporation and registration details are shown below for transparency.
Certificate of Incorporation — Ministry of Corporate Affairs, Govt. of India
